Tips For Using An NAB Credit Card Overseas

January 21st, 2012 by Joshua Fleming | Tags: Card, Credit Card

As one of the Big Four Banks in Australia, NAB has issued thousands of credit cards across the country that can be used almost anywhere in the world.

But it is still important to understand the costs and charges that may come from using credit overseas so that cardholders can try to save as much as possible.

To help you prepare for travelling abroad, here is a look at some of the best tips to have on hand for your NAB credit card.

Check Out Complimentary Insurance Options

All NAB gold and platinum cardholders get a range of complimentary insurance options when they use their cards to pay for at least $500 worth of upcoming travel expenses.

As well as standard international travel insurance that will cover trip cancellation, medical costs, lost or stolen luggage and some missed connections, there is also transit accident insurance should anything go wrong on a public vehicle overseas.

Taking advantage of this insurance could save you hundreds of dollars, if not more, so it is definitely worthwhile looking into the gold and platinum options available through NAB.

Keep Pens And PINs Handy

The choice between signing and entering a PIN to verify credit card purchases often comes down to personal preference but it definitely pays off to have both options overseas.

Some machines may not recognise Australian microchips in the same way and lead to cards being processed using the magnetic strip and a PIN, or even require both a PIN and signature for purchases made on your credit card so make sure you know both.

Register For NAB Internet Banking

For people who are not already set up with internet banking, it will have benefits for both savings and credit management overseas.

With an NAB credit card account included in your internet banking options you will be able to keep track of purchases and make repayments anywhere in the world so that you do not have to deal with additional fees once you come home.

Take Note Of Emergency Numbers

While most people are aware of fraud and theft while overseas, there are still times when you may need card assistance. All NAB cardholders have access to global assistance and it is a good idea to take note of any of the following, relevant numbers:

  1. Visa Global Customer Assistance: +1 443 641 2004
  2. MasterCard Global Assistance: +1 636 722 7111
  3. American Express Global Assistance: +61 2 9273 2730

These services can help you deal with lost or stolen cards, fraud and more so they could save you a lot of stress while overseas.

Whether you have a low rate, rewards or more specific frequent flyer option from NAB, with these tips in mind you can keep your trip as convenient and as fun as possible.

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