Is there a site where you can check your credit report and not have to have a credit card?

ROGELIO

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I like American Express a lot, I don’t hide that fact. Their customer service is stellar, it’s easy to dispute fraudulent/bogus charges, and the rewards tend to be the best in the industry.

Their credit cards also look cool, and who doesn’t like to look cool?

At the same time, a number of American Express credit cards come with some hefty annual fees, which I’m not a fan of.

I’ve never embraced the idea of paying a fee to use a credit card, it just doesn’t sit well with me.

Fortunately, American Express has a number of credit cards with no annual fee, good ones at that.

So check out the following American Express cards with no annual fee:

Blue from American Express®

0% Intro APR for 6 Months on Purchases, “No Annual Fee,” Point-based Rewards Program, Instant Approval in Under 60 seconds

Blue Cash® from American Express (my personal favorite)

0% Intro APR for 6 Months on Purchases, “No Annual Fee,” Cash-Back Rewards Program, Instant Approval in Under 60 seconds

Up to 5% cash back at supermarkets, gas stations, and drugstores. Up to 1.25% everywhere else.

Blue Sky from American Express®

0% Intro APR for 6 Months on Purchases, “No Annual Fee,” Point-based Rewards Program, Instant Approval in Under 60 seconds

No Blackout Dates or Travel Restrictions, Use Points on Any Airline, Hotel, Car Rental, and More

So there it is, the Blue Family of credit cards from American Express, all fee-free, the way it should be.

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I’ve done it every year but now there are so many spam websites I can’t find it! Not the Experian one from the TV commercial.

RAPHAEL

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I was wondering when people check your credit if they consider medical bills from emergency rooms as debt? Or do they disregard that when considering you for a loan, purchasing a car, or house, etc.

CARSON

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This is about the poacheers who you have not given permission to view the report.

IRVIN

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Is it when you are reported to a creditor or is it when they sue you in court?

MAJOR

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